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RelurnTo: <br />M <br />M <br />= D z <br />m N <br />n x <br />Albuquerque, NM 89199 -3380 <br />Loan # 0032865351 <br />Prepared By: Home Equity Origination Cents <br />MAC X2405 -0IP <br />1 Homo Campus <br />Des Moines, IA 50328 <br />ManM1ew McKissick 515- 221 -5888 5145 <br />DEFINITIONS <br />n n <br />S D <br />M cn <br />n S <br />A <br />P <br />DEED OF TRUST <br />N <br />N <br />U� <br />= 3 <br />o U� <br />n <br />c <br />o -' <br />D <br />N <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument' means this document, which is dated September 20, 2002 <br />together with all Riders to this document. <br />(B) "Borrower' is LARRY GERDES AND MARY ANN GERDES, HUSBAND AND WIFE, AS JOINT <br />TENANTS <br />Borrower is the tmstor under this Security Instrument. <br />NEBRASKA - Single Family- Fannie MaNFreddie Mae UNIFORM INSTRUMENT <br />,ft4i(NE)(.1) <br />PWIaf15 ruitiile <br />Form 3028 INI <br />o m <br />N � <br />O � <br />O O. <br />N N <br />cr <br />S N <br />F� i •�' ' <br />• -i <br />