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200210984 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Doren E Michael - Brm,w=r <br />(�1�•I' N • (Seal) <br />Caroly A Michael - Borrower <br />_ (Seal) _ _ (Seal) <br />- Borrower - Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />MICHAEL, DE GI 1522980 <br />Ck-BAMEI 10005 Pere ,a of , s Form 3028 1/01 <br />