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200210982 <br />ADJUSTABLE RATE RIDER <br />(LIBOR Index - Rate Caps) <br />Mix 1000466 - 0000329489 -0 <br />THIS ADJUSTABLE RATE RIDER is made this 11th day of October, 2002 , and <br />is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Deed to <br />Secure Debt (the "Security Instrument') of the same date given by the undersigned (the "Borrower ") to <br />secure Borrower's Note to <br />Popular Financial Services, LLC <br />(the "Lender ") of the same date and covering the property described in the Security Instrument and located <br />at: <br />2012 W. 10TH STREET,GRAND ISLAND,NE 68803 <br />[Pr^een3' AddrcM] <br />THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE INTEREST RATE <br />AND THE MONTHLY PAYMENT. THE NOTE LIMITS THE AMOUNT THE BORROWER'S <br />INTEREST RATE CAN CHANGE AT ANY ONE TIME AND THE MAXIMUM RATE THE <br />BORROWER MUST PAY. <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />The Note provides for an initial interest rate of 9.8750 The Note provides for <br />changes in the interest rate and the monthly payments, as follows: <br />4. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />(A) Change Dates <br />The interest rate I will pay may change on the first day of November, <br />2004nd on that <br />day every sixth month thereafter. Each date on which my interest rate could change is called <br />a "Change <br />Date, <br />00329489 <br />MULTISTATE ADJUSTABLE RATE RIDER - LIBOR INDEX - Single Family - Freddie Ma , Madinad Imams met <br />MW 05/- Papa 1 of <br />I itlal� <br />12/288 3/27 Leon MM RIDE19 <br />3192415R <br />JB 050006 OTR1/00 <br />