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200210973 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(M-EaNE) i000si <br />AMREY B OCH Trustee of theeorrower <br />Audrey B Hoch Revocable LIVING Trust <br />(Seal) <br />- Borrower <br />(Sear <br />Borrower <br />(Seap <br />- Borrower <br />Gaga 160115 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />—(Seal <br />- Borrower <br />(Seal) <br />- Borrower <br />Form 3028 1101 <br />