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200210918 <br />k) Severabilitv. If any provision of this Deed of Tmst conflicts with applicable law or is <br />declared invalid or otherwise unenforceable, such conflict or invalidity shall not <br />affect the other provisions of this Deed of I mst m the Note which can be given effect <br />without the conflicting provision, and to this end, the provisions of this Deed of Trust <br />and the Note are declared to be severable. <br />1) Terms. The terms `Trustor" and "Borrower' shall include both singular and plural, <br />and when the (raster and Borrower are the same person(s), those temps as used in <br />this Deed of Trust shall be interchangeable. <br />m) Govemin¢ Law. This Deed of Trust shall be governed by the laws of the State of <br />Nebraska. <br />Tmstor has executed this Deed of Trust as of the date written above. <br />STATE OF NEBRASKA ) <br />(ss: <br />COUNTY OF HALL) <br />the forgoing Deed of Trust was acknowledged before me this _4th day of October 2002 <br />by Shay P. McGowan and Jacey L. McGowan Husband and Wife <br />r n 4, <br />Notary Public <br />My commission expires: IEppthypTApry�gy��y0razka <br />III DAVID F. DONMEN <br />—` NY Canm. FIC. RuA. 4, 2x04 <br />mcgowaanew_doc 6 of 6 <br />