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200210897 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses- <br />— (Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />GORDON D BAINBRIDGE - Borrower <br />A� <br />L <br />BAINBRIDGE <br />_ (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />-6(NEt Form 3028 1101 <br />