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200210858 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />f��� (Seal) <br />RICHARD K W ITAKER - Borrower <br />AA /[Y r ��,� N,Aa G� (Seal) <br />MIRIAM A W ITAKER - Borrower <br />(Seal) (Seal) <br />- BOauwer -Broo, e" <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Boaower -Be rrowe, <br />-BMEI moose of a,yr is of 11 Form 3028 1101 <br />