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DISCLAIMER
<br />In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned,
<br />BRADLEY H. KLINGMAN and JILL C. KLINGMAN, husband and wife, prior to executing the attached
<br />Deed of Trust dated September 30, 2002, by and between the undersigned and THE STATE BANK OF
<br />CAIRO, A Nebraska Banking Corporation, (hereinafter referred to as "Mortgage ") hereby state and
<br />acknowledge:
<br />1. That no part of the homestead of the undersigned is presently, or in the future will be, situated on the
<br />following described real estate, (hereafter Parcel 1) nor are there any buildings sufficient to be designated
<br />as a homestead, presently located upon said Parcel 1:
<br />.Lot One (1), Powell Second Subdivision, Hall County, Nebraska,
<br />2. The undersigned acknowledge that while the Mortgage or Deed of Trust remains unsatisfied and a lien on
<br />said Parcel 1, they shall have no right presently or in the future to make a designation of homestead on
<br />Parcel 1, including without limitation, in the event of a foreclosure or trustee's sale under the mortgage or
<br />Deed of Trust.
<br />3. The undersigned acknowledge that if, contrary to this Disclaimer, they establish a homestead on said Parcel
<br />1 during the time the Mortgage or Deed of Trust remains unsatisfied and a lien upon Parcel 1, they shall
<br />have no right to make a designation of homestead in the event of a foreclosure or trustee's sale under the
<br />Mortgage or Deed of Trust.
<br />4. The undersigned state that this acknowledgment is their knowing and voluntary act and deed and
<br />constitutes a written disclaimer and acknowledgment under the Nebraska Farm Homestead
<br />Protection Act and the undersigned do hereby disclaim any right to designate a homestead in the
<br />event of default upon such Mortgage or Deed of Trust or in the event of a foreclosure or trustee's
<br />sale under the Mortgage or Deed of Trust.
<br />5. The undersigned further understand and agree that this acknowledgment and Disclaimer shall be filed as a
<br />Preface to and become a part of the Mortgage or Deed of Trust.
<br />Dated: September 30, 2002
<br />B AbLEY H. K NGMAN
<br />JILL C. KIIYNGMAN
<br />STATE OF NEBRASKA)
<br />) SS
<br />COUNTY OF HALL )
<br />The foregoing instrument was acknowledged before me on September 30, 2002, by BRADLEY H.
<br />KLINGMAN and JILL C. KLINGMAN, husband and wife.
<br />CMINC01 NOTARY PUBLIC
<br />JOSEPH E. G
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<br />PREFACE TO MORTGAGE OR DEED OF TRUST UNDER
<br />FARM HOMESTEAD PROTECTION ACT
<br />DISCLAIMER
<br />In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned,
<br />BRADLEY H. KLINGMAN and JILL C. KLINGMAN, husband and wife, prior to executing the attached
<br />Deed of Trust dated September 30, 2002, by and between the undersigned and THE STATE BANK OF
<br />CAIRO, A Nebraska Banking Corporation, (hereinafter referred to as "Mortgage ") hereby state and
<br />acknowledge:
<br />1. That no part of the homestead of the undersigned is presently, or in the future will be, situated on the
<br />following described real estate, (hereafter Parcel 1) nor are there any buildings sufficient to be designated
<br />as a homestead, presently located upon said Parcel 1:
<br />.Lot One (1), Powell Second Subdivision, Hall County, Nebraska,
<br />2. The undersigned acknowledge that while the Mortgage or Deed of Trust remains unsatisfied and a lien on
<br />said Parcel 1, they shall have no right presently or in the future to make a designation of homestead on
<br />Parcel 1, including without limitation, in the event of a foreclosure or trustee's sale under the mortgage or
<br />Deed of Trust.
<br />3. The undersigned acknowledge that if, contrary to this Disclaimer, they establish a homestead on said Parcel
<br />1 during the time the Mortgage or Deed of Trust remains unsatisfied and a lien upon Parcel 1, they shall
<br />have no right to make a designation of homestead in the event of a foreclosure or trustee's sale under the
<br />Mortgage or Deed of Trust.
<br />4. The undersigned state that this acknowledgment is their knowing and voluntary act and deed and
<br />constitutes a written disclaimer and acknowledgment under the Nebraska Farm Homestead
<br />Protection Act and the undersigned do hereby disclaim any right to designate a homestead in the
<br />event of default upon such Mortgage or Deed of Trust or in the event of a foreclosure or trustee's
<br />sale under the Mortgage or Deed of Trust.
<br />5. The undersigned further understand and agree that this acknowledgment and Disclaimer shall be filed as a
<br />Preface to and become a part of the Mortgage or Deed of Trust.
<br />Dated: September 30, 2002
<br />B AbLEY H. K NGMAN
<br />JILL C. KIIYNGMAN
<br />STATE OF NEBRASKA)
<br />) SS
<br />COUNTY OF HALL )
<br />The foregoing instrument was acknowledged before me on September 30, 2002, by BRADLEY H.
<br />KLINGMAN and JILL C. KLINGMAN, husband and wife.
<br />CMINC01 NOTARY PUBLIC
<br />JOSEPH E. G
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