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200210767 <br />0010759272 <br />LORENA M. JOHNSON, AN <br />SEPTEMBER 24TH, 2002 <br />JOHN S. KATELMAN, ESQ. <br />ACKNOWLEDGMENT OF TRUSTOR <br />I, or We, <br />SECRETARY OF HOUSING AND URBAN DEVELOPMENT <br />Trustor(s) under that certain Deed of Trust dated LORENA M. JOHNSON , to be entered into by <br />SECRETARY OF HOUSING AND URBAN DEVELOPMENT <br />(Trustor(s)), <br />(Trustee), and <br />(Beneficiary), <br />hereby acknowledge(s) and understand(s) that the Deed of Trust to be executed by a Trustor is a Trust <br />Deed and not a mortgage, and that the power of sale provided for in the Deed of Trust provides <br />substantially different rights and obligations to the Trustor than does a mortgage in the event of a default on <br />the obligation. <br />Trustor(s) acknowledge(s) that this Acknowledgment was made prior to the execution of the Deed of <br />Trust. <br />(Notary) <br />STATE OF COUNTY SS: <br />The foregoing instrument was acknowledged before me this 24TH day of SEPTEMBER <br />2002 by <br />LORENA M. JOHNSON, AN UNMARRIED WOMAN <br />X N NOTP/ - q d N6ia C A11 ER my Carta <br />71XA 12/01 <br />� L) <br />Signature of person taking acknowledgment <br />Title or Rank <br />Serial Number, if any <br />