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<br />RECORD AND RETURN TO:
<br />WELLS FARGO HOME MORTGAGE, INC.
<br />2091 WEST FLORIDA AVENUE, SUITE 120
<br />HEMET, CALIFORNIA 92545 .JO-, I � I 2 D
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<br />State of Nebraska
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<br />ADJUSTABLE RATE
<br />HOME EQUITY CONVERSION SECOND DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made on
<br />SEPTEMBER 24, 2002. The trustor is
<br />LORENA M. JOHNSON, AN UNMARRIED WOMAN
<br />whose address is 2504 WEST OKLAHOMA AVENUE,
<br />GRAND ISLAND, NEBRASKA 68803 ( "Borrower'). The trustee is
<br />JOHN S. KATELMAN, ESQ.
<br />( "Trustee "). 1 he beneficiary
<br />is the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W., Washington, DC
<br />20410 ( "Lender" or "Secretary"). Borrower has agreed to repay to Lender amounts which Lender is obligated to
<br />advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the
<br />same date as this Security Instrument ( "Loan Agreement "). The agreement to repay is evidenced by Borrower's
<br />Note dated the same date as this Security Instrument ( "Second Note "). This Security Instrument secures to
<br />Lender: (a) the repayment of the debt evidenced by the Second Note, with interest at a rate subject to adjustment,
<br />and all renewals, extensions and modifications of the Note, up to a maximum principal amount of
<br />ONE HUNDRED THIRTY FIVE THOUSAND AND 00/100 -----------------------------------
<br />-------------------------------------------------------------------------------
<br />(U.S. S 135,000.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to
<br />protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and
<br />(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Second Note.
<br />The full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on
<br />DECEMBER 27 , 2070 . For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in HALL County, Nebraska:
<br />58XB: 02102
<br />Page I of 8
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<br />321- 2221730 - 952/255
<br />0010759272
<br />ADJUSTABLE RATE
<br />HOME EQUITY CONVERSION SECOND DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made on
<br />SEPTEMBER 24, 2002. The trustor is
<br />LORENA M. JOHNSON, AN UNMARRIED WOMAN
<br />whose address is 2504 WEST OKLAHOMA AVENUE,
<br />GRAND ISLAND, NEBRASKA 68803 ( "Borrower'). The trustee is
<br />JOHN S. KATELMAN, ESQ.
<br />( "Trustee "). 1 he beneficiary
<br />is the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W., Washington, DC
<br />20410 ( "Lender" or "Secretary"). Borrower has agreed to repay to Lender amounts which Lender is obligated to
<br />advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the
<br />same date as this Security Instrument ( "Loan Agreement "). The agreement to repay is evidenced by Borrower's
<br />Note dated the same date as this Security Instrument ( "Second Note "). This Security Instrument secures to
<br />Lender: (a) the repayment of the debt evidenced by the Second Note, with interest at a rate subject to adjustment,
<br />and all renewals, extensions and modifications of the Note, up to a maximum principal amount of
<br />ONE HUNDRED THIRTY FIVE THOUSAND AND 00/100 -----------------------------------
<br />-------------------------------------------------------------------------------
<br />(U.S. S 135,000.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to
<br />protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and
<br />(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Second Note.
<br />The full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on
<br />DECEMBER 27 , 2070 . For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in HALL County, Nebraska:
<br />58XB: 02102
<br />Page I of 8
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