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------ ISpare Above This Line For Recording Data] FHA Case N, State of Nebraska DEED OF TRUST 321- 2227630 THIS DEED OF TRUST ( "Security Instrument ") is made on October 4th, 2002 The Trustoris KURT M KOSMICKI and ANGELA H KOSNICKI, HUSBAND AND WIFE ( "Borrower "). The trustee is Arend R Haack, Attorney ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of The State of Nebraska , and whose address is 221 South Locust St Grand Island HE 68801- ( "Lender "). Borrower owes Lender the principal sum of ONE HUNDRED TWENTY FOUR THOUSAND FOUR HUNDRED AND 00 /100 Dollars (U.S. $124,400.00 ). This debt is evidenced by Borrower's note dated the same date as this Security instrument ( "Noce "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on November 1, 2032 . This Security Instrument secures to Lender. (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (e) the performance FHA Nebraska Deed of Trust - 41% 4= 4R(NE) 19604106 VMF MORTGAGE FOAMS - 10001521 -7291 Poga 1 010 Init lJ P I 2 C I o rn x O m < o Co = 3 t r 11 O y ' W Li n � J S en � art .24 O ------ ISpare Above This Line For Recording Data] FHA Case N, State of Nebraska DEED OF TRUST 321- 2227630 THIS DEED OF TRUST ( "Security Instrument ") is made on October 4th, 2002 The Trustoris KURT M KOSMICKI and ANGELA H KOSNICKI, HUSBAND AND WIFE ( "Borrower "). The trustee is Arend R Haack, Attorney ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of The State of Nebraska , and whose address is 221 South Locust St Grand Island HE 68801- ( "Lender "). Borrower owes Lender the principal sum of ONE HUNDRED TWENTY FOUR THOUSAND FOUR HUNDRED AND 00 /100 Dollars (U.S. $124,400.00 ). This debt is evidenced by Borrower's note dated the same date as this Security instrument ( "Noce "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on November 1, 2032 . This Security Instrument secures to Lender. (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (e) the performance FHA Nebraska Deed of Trust - 41% 4= 4R(NE) 19604106 VMF MORTGAGE FOAMS - 10001521 -7291 Poga 1 010 Init lJ