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200210737 threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor alh anything affecting the Property (a) that is in violation of any Environmental Law, (b) which crest Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a co, affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or: of small quantities of hazardous Substances that are generally recognized to be appropriate to normal maintenance of the Property (including, but not limited to, hazardous substances to consumer mode r written notice of (a) any investigation, claim, demand, lawsuit or other action or private party involving the Property and any Hazardous Substance or notified by any govemnism d or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create an obligation on Lender for an Environmental Cleanup. NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following non - existence of default or any other defense of Borrower to acceleration and sale. If the defaultis not cured on or before the date specified in the notice, Lender at its option may require i nmediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. the power of sale, and me sale, Including the payment of the Trnstee's tees actually incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 23. Reconveyance. Upon payment ofall sums secured by this SecurltyInstrument, Lender shall request Trustee to re- convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveyingthe Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance ofthe Property, the successor trustee shall succeed to all the tide, power and dudes conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses: (_k , L-_Az3L— (Seal) Borrower Rick} 9 QN. Lath �-H1u l_, C e4k (Seal) Borro er Janice L. Leth (Seal) (Seal) Bopower NEBRAS" Single Pamll, Famde Mae/Freddie Mac UNIFORM INSTRUMENT Form3028 Lot (Page] f9Paged 9756.CV oW..) GII879