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200210728 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />Borrower <br />(Seal) <br />Borrower <br />_ (Seal) <br />Harrower <br />(Sea]) <br />EARL W JAD ON - Borrower <br />JANET LO -JA ISON -B -Pr <br />- (Seal) <br />- Borrower <br />— (Seal) <br />Borrower <br />— (Seal) <br />- Borrower <br />M®BINEI moose , Page ro or 15 Form 3028 1101 <br />