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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 28, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is Charles L Ortega and La Donna J Belzer, Unmarried <br />Persons <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated September 28, 2002 <br />The Note states that Borrower owes Lender <br />One Hundred One Thousand And 00 /100 <br />Dollars (U.S. $ 101,000-00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINEI (Page 1 ofl2pages) <br />DOCUINEI.VTX 12/01/2000 <br />M <br />M _ > <br />n <br />G rn (A <br />z t7 = <br />iv <br />c� U+ <br />�:, <br />r=�'rt <br />�D <br />n <br />CA <br />c <br />C �'� <br />(`J <br />Co <br />�o <br />< 'e <br />' <br />c' <br />C� T1 <br />CD <br />V <br />CD <br />C; <br />07 <br />�1 <br />Cn <br />N <br />fill <br />After Recording Return To: <br />:"n <br />2002106142 <br />M <br />cri <br />, <br />[Space Above This Line For Recording Data] <br />�C) <br />DEED OF TRUST <br />Ortega <br />Loan Number: <br />5PT20829 <br />Parcel Number: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 28, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is Charles L Ortega and La Donna J Belzer, Unmarried <br />Persons <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated September 28, 2002 <br />The Note states that Borrower owes Lender <br />One Hundred One Thousand And 00 /100 <br />Dollars (U.S. $ 101,000-00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINEI (Page 1 ofl2pages) <br />DOCUINEI.VTX 12/01/2000 <br />