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200210631 <br />BY SIGNING BELOW, Borrower accepts and agrees to the temvs and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />�a) <br />SCOTT A SCH ICHSR - Anrmwer <br />(Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />Borrower <br />SHEILA M SCHLEICHER - Borrower <br />_ (Seal) <br />Borrower <br />_ (Seal) <br />Borrower <br />Burrower <br />(M-6G(NE) laooel or rave 110 t s Form 3028 1101 <br />w <br />