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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrumeat" means this document, which is dated ......... 49-27 ;2002._ ....................._., together
<br />with all Riders to this document.
<br />(B> "Borrower° is . Randal, d,. Wiasing .and.D.e6fal,.WissintL.Huokand. and' Nife ..................................................
<br />............................................................................................ ...............................
<br />Borrower is the truster under this Security Instrument.
<br />(C) "Leader" is Heritage Bank........._......._ .............. ...... ......... ...._......._............. .. .._.......
<br />.............._......
<br />Lender is a .QXRIA) atlon ............................................................ ............................... organized and existing under
<br />the laws of the gtift!9 NOWAA9....._._ ............................... . Lender's address is 1333 North Webb POSIII, P,O.,Box51,38,
<br />.Grand Island,.NE. 68802 .............. ............... ... ........................_......
<br />Leader is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is TIerO.rle. Bank ...................................................................................... ...............................
<br />(E) "Note" means the promissory note signed by Borrower and dated .0,9,27; 200. 2 .................. ............................... . The
<br />Note states that Borrower owes Lender PJghtV.lhfee lhauaand fiVehandred. anti nB1100....... ....... ............ ........ ...... .... ...........
<br />..... ............................... I............. Dollars (U.S. $ 83,500;00,,,_,,,,,,,___,_,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... 10-.0):2022 ....... .. ...
<br />.......
<br />...... ....__ ........................ .._......... ............ ... _.......... ......... ........... .........
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Properly."
<br />(G) "Lsan11 means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Now,
<br />and all sums due under this Security Instrument, plus interest.
<br />III) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second home hider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .................. —...
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, Sun appealable judicial opinions.
<br />(J) "Community Association Dries, Fees, and Assessments" means all dues, fees, assessments and other charges [hat are
<br />imposed no Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(IQ "Electronic muds Transfer' means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as In
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited m,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) foe (i) damage to, or destruction of, the
<br />Property; (it) condemnation or other taking of all or any par[ of the Property; (iii) conveyance in lieu of coudcamnliou; or lie)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" [Weans insurance protecting Leader against the nonpayment of, or default on, the Loan
<br />(0) "Periodic Payment" means the regularly scheduled mount due for (i) principal and interest under the Note, plus (a) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 I1.S.C. §2601 cl seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or YneCC.4aer legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RL'SPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as it "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3028 licit
<br />NEBRASKA— Single Family— Fannie Mae /Freddie Mae UNIFORM INSTRUMENT (� % III VIII II IIII IIII IIII
<br />.a 1... TyvPmc. Inc. S1 MN Fa,m Mn- l-
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<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrumeat" means this document, which is dated ......... 49-27 ;2002._ ....................._., together
<br />with all Riders to this document.
<br />(B> "Borrower° is . Randal, d,. Wiasing .and.D.e6fal,.WissintL.Huokand. and' Nife ..................................................
<br />............................................................................................ ...............................
<br />Borrower is the truster under this Security Instrument.
<br />(C) "Leader" is Heritage Bank........._......._ .............. ...... ......... ...._......._............. .. .._.......
<br />.............._......
<br />Lender is a .QXRIA) atlon ............................................................ ............................... organized and existing under
<br />the laws of the gtift!9 NOWAA9....._._ ............................... . Lender's address is 1333 North Webb POSIII, P,O.,Box51,38,
<br />.Grand Island,.NE. 68802 .............. ............... ... ........................_......
<br />Leader is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is TIerO.rle. Bank ...................................................................................... ...............................
<br />(E) "Note" means the promissory note signed by Borrower and dated .0,9,27; 200. 2 .................. ............................... . The
<br />Note states that Borrower owes Lender PJghtV.lhfee lhauaand fiVehandred. anti nB1100....... ....... ............ ........ ...... .... ...........
<br />..... ............................... I............. Dollars (U.S. $ 83,500;00,,,_,,,,,,,___,_,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... 10-.0):2022 ....... .. ...
<br />.......
<br />...... ....__ ........................ .._......... ............ ... _.......... ......... ........... .........
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Properly."
<br />(G) "Lsan11 means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Now,
<br />and all sums due under this Security Instrument, plus interest.
<br />III) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second home hider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .................. —...
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, Sun appealable judicial opinions.
<br />(J) "Community Association Dries, Fees, and Assessments" means all dues, fees, assessments and other charges [hat are
<br />imposed no Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(IQ "Electronic muds Transfer' means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as In
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited m,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) foe (i) damage to, or destruction of, the
<br />Property; (it) condemnation or other taking of all or any par[ of the Property; (iii) conveyance in lieu of coudcamnliou; or lie)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" [Weans insurance protecting Leader against the nonpayment of, or default on, the Loan
<br />(0) "Periodic Payment" means the regularly scheduled mount due for (i) principal and interest under the Note, plus (a) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 I1.S.C. §2601 cl seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or YneCC.4aer legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RL'SPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as it "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3028 licit
<br />NEBRASKA— Single Family— Fannie Mae /Freddie Mae UNIFORM INSTRUMENT (� % III VIII II IIII IIII IIII
<br />.a 1... TyvPmc. Inc. S1 MN Fa,m Mn- l-
<br />Cloud N1.111ROW
<br />/ //�/ 000
<br />mn'. V2001 Qn8¢ ] oJ9M8evf % J B 2 H 0
<br />
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