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DEFINITIONS Words used in multiple sections of this document are defined below and other words use defined in Sections 3, 11, 13, 18, 20 and 21. Certain roles regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" mums this document, which is dated OCTOBER 1, 2002, together with all Riders to this document. (B) "Borrower" is RALPH MEAD and GLADYS MEAD, HUSBAND AND WIFE AS JOINT TENANTS. Borrower is the trustor under this Security Instrument. (C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized and existing under the laws of COLORADO. Lender's address is 3300 E. 1ST AVENUE, SUITE 460, DENVER, COLORADO 80206. (D) "Trustee" is TICOR TITLE INSURANCE COMPANY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, That, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated OCTOBER 1, 2002. The Note states that Borrower owes Lender NINETY -TWO THOUSAND AND 00 /100ths Dollars (U.S.$92,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2032. (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." 9onmur Initials l —Ac NEBRASKA Single Family- Fannie MinsTred4le Mac UNIFORM INSTRUMENT Form 3628 1161 (page 1 of 13 pages) M n m YI mv m rDis m g. ~ N After Recording Return To: O CHERRY CREEK MORTGAGE CO., INC. N m °' p 3300 E. I ST AVENUE, SUITE 460 20021052E - DENVER, COLORADO 80206 [Space Above This Line For Recording Dotal Loan Number 01004584 MERS Number 100030200010045845 c DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words use defined in Sections 3, 11, 13, 18, 20 and 21. Certain roles regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" mums this document, which is dated OCTOBER 1, 2002, together with all Riders to this document. (B) "Borrower" is RALPH MEAD and GLADYS MEAD, HUSBAND AND WIFE AS JOINT TENANTS. Borrower is the trustor under this Security Instrument. (C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized and existing under the laws of COLORADO. Lender's address is 3300 E. 1ST AVENUE, SUITE 460, DENVER, COLORADO 80206. (D) "Trustee" is TICOR TITLE INSURANCE COMPANY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, That, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated OCTOBER 1, 2002. The Note states that Borrower owes Lender NINETY -TWO THOUSAND AND 00 /100ths Dollars (U.S.$92,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2032. (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." 9onmur Initials l —Ac NEBRASKA Single Family- Fannie MinsTred4le Mac UNIFORM INSTRUMENT Form 3628 1161 (page 1 of 13 pages)