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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ....................... 09. 242.0 .0.2,,,,,,, _., together
<br />with it Riders to this document.
<br />(B) "Borrower" is 04rr.NW.Nledle.Ite94 JgLynRNiedielt ,Husbandapd Wi)e ............................................ .. ........
<br />.............. ... _.. _. .. .. ...... ..
<br />.................. . ...... ........_.. ..........._..... .._..................
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Heritage Bank ............. ... ...... ...... ....... .............................. .... ....._..... ............ ._.. ... ......
<br />.
<br />Lender is a . OAfgefAtiRO ..................................... ............................... ................... ..... organized and existing under
<br />the laws of .thAS. lets. Of. NedfA; ka ......... ............................... . Lender's address is .1030, fJ,orJfl WeOpppa,d, P;O;,Bgx,5108,
<br />Gfandlsland..NE 68802.... _......... .................... ................
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee' is Timone Bank ....... .. ......... ............ .. ...... .. ..... ...... ...... _..
<br />(E) "Note' means the promissory note signed by Borrower and dated 09:24:2902 ..... ... ........ .......... _. ... . The
<br />Note slates that Borrower owes Lender f0.[[y Hye IIIOR; 60d dedAOJ. tQ. Q ................ ........ ............ ...... ........ ....... _..._.. ....
<br />.
<br />....................... _...................._... Dollars (U.S. $ 45,00000,,,,,.,,,,,,,,,,,,,,,) plus interest Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....— ............. MQ1,2017....._. ..........
<br />.
<br />......................................................................................................................... ...............................
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(Ii) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicablel:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specifyl .......................
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, slam and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as sit applicable final, non - appealable judicial opinions.
<br />(d) "Community Association Dues, Fees, mid Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, 1101me wners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or maguedc tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited m,
<br />point -of -sale transfers, automated letter machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (it) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of coademnahou; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) any
<br />amounts under Section 3 of this Security Instrument
<br />(P) rRESPAt' means the Real Estate Settemeul Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to Woe, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard m a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage load' under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument,
<br />Form 3028 1101
<br />NEBRASKA — Single Family— Fannie MaelFreddie Mac UNIFORM INSTRUMENT IIIVIII IIIIIII
<br />Bankers 5ygamz, Inc., st QOUE. on Fern Mc I ra .11112000 3
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ....................... 09. 242.0 .0.2,,,,,,, _., together
<br />with it Riders to this document.
<br />(B) "Borrower" is 04rr.NW.Nledle.Ite94 JgLynRNiedielt ,Husbandapd Wi)e ............................................ .. ........
<br />.............. ... _.. _. .. .. ...... ..
<br />.................. . ...... ........_.. ..........._..... .._..................
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Heritage Bank ............. ... ...... ...... ....... .............................. .... ....._..... ............ ._.. ... ......
<br />.
<br />Lender is a . OAfgefAtiRO ..................................... ............................... ................... ..... organized and existing under
<br />the laws of .thAS. lets. Of. NedfA; ka ......... ............................... . Lender's address is .1030, fJ,orJfl WeOpppa,d, P;O;,Bgx,5108,
<br />Gfandlsland..NE 68802.... _......... .................... ................
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee' is Timone Bank ....... .. ......... ............ .. ...... .. ..... ...... ...... _..
<br />(E) "Note' means the promissory note signed by Borrower and dated 09:24:2902 ..... ... ........ .......... _. ... . The
<br />Note slates that Borrower owes Lender f0.[[y Hye IIIOR; 60d dedAOJ. tQ. Q ................ ........ ............ ...... ........ ....... _..._.. ....
<br />.
<br />....................... _...................._... Dollars (U.S. $ 45,00000,,,,,.,,,,,,,,,,,,,,,) plus interest Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....— ............. MQ1,2017....._. ..........
<br />.
<br />......................................................................................................................... ...............................
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(Ii) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicablel:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specifyl .......................
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, slam and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as sit applicable final, non - appealable judicial opinions.
<br />(d) "Community Association Dues, Fees, mid Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, 1101me wners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or maguedc tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited m,
<br />point -of -sale transfers, automated letter machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (it) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of coademnahou; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) any
<br />amounts under Section 3 of this Security Instrument
<br />(P) rRESPAt' means the Real Estate Settemeul Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to Woe, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard m a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage load' under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument,
<br />Form 3028 1101
<br />NEBRASKA — Single Family— Fannie MaelFreddie Mac UNIFORM INSTRUMENT IIIVIII IIIIIII
<br />Bankers 5ygamz, Inc., st QOUE. on Fern Mc I ra .11112000 3
<br />'o 1 /YOGI (1.1,1 1 ef7,oag " J B 2 A 0
<br />
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