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200210485 <br />BY SIGNING BELOW, Borrower accepts and agrees to the tetras and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Bormwer <br />(Seal) <br />. Borrower <br />(Seal) <br />- Bnrmwer <br />(Seal) <br />- Borrower <br />GARY P. HUFFER <br />i <br />i <br />t.... �- (Seal) <br />Bovower <br />SUSAN L. HUFFER <br />_ (Seal) <br />-Bur rvwer <br />_ (Seal) <br />Burrower <br />_ (Seal) <br />- Borrower <br />Co-BAINEh woos, P+ge ra of 15 Form 3023 1/01 <br />Dos <br />