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<br />REDLANDS, 92374
<br />[Space Above This Line For Recording Data]
<br />TORAL9
<br />DEED OF TRUST PAACELL MIN,, 400019791
<br />MIN: 10 01516000220910]7
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 7, 1 L
<br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 26, 2002
<br />together with all Riders to this document.
<br />(B)`Borrower "is OFELIO TORRES, A SINGLE MAN
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is MOUNTAIN WEST FINANCIAL, INC.
<br />Lender is a CORPORATION organized and existing under the
<br />laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE
<br />LANE #140 REDLANDS, CA 92374
<br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under, this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of Y.O. Box 2026, Flint, MI 48501-2026, teL (888) 679 -MFRS.
<br />(1) "Note" means the promissory note signed by Borrower and dated SEPT SIR 26, 2002
<br />The Note states that Borrower owes Lender
<br />SIXTY -SEVEN THOUSAND SIX HUNDRED AND 00 /100
<br />Dollars(US.$ 67,600.00 ) plus interest. Borrower has promised to pay this
<br />debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2032
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA - Sind, Fanilly - Fannie Nlae/Freddie Mae UNIFORM INSTRUMENT Form 3026 1 /01
<br />11"IIKUEI (Aw, I r,J 12rngru
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<br />MINNTAIN WEST FINANCIAL, INC.
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<br />1902 ORANGE TREE LANE #140
<br />REDLANDS, 92374
<br />[Space Above This Line For Recording Data]
<br />TORAL9
<br />DEED OF TRUST PAACELL MIN,, 400019791
<br />MIN: 10 01516000220910]7
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 7, 1 L
<br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 26, 2002
<br />together with all Riders to this document.
<br />(B)`Borrower "is OFELIO TORRES, A SINGLE MAN
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is MOUNTAIN WEST FINANCIAL, INC.
<br />Lender is a CORPORATION organized and existing under the
<br />laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE
<br />LANE #140 REDLANDS, CA 92374
<br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under, this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of Y.O. Box 2026, Flint, MI 48501-2026, teL (888) 679 -MFRS.
<br />(1) "Note" means the promissory note signed by Borrower and dated SEPT SIR 26, 2002
<br />The Note states that Borrower owes Lender
<br />SIXTY -SEVEN THOUSAND SIX HUNDRED AND 00 /100
<br />Dollars(US.$ 67,600.00 ) plus interest. Borrower has promised to pay this
<br />debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2032
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA - Sind, Fanilly - Fannie Nlae/Freddie Mae UNIFORM INSTRUMENT Form 3026 1 /01
<br />11"IIKUEI (Aw, I r,J 12rngru
<br />pXVlq[l.vxx 13/111:1oo
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