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200210457 FINANCIAL DURABLE POWER OF ATTORNEY OF LOUISE F. MORENO I, Louise F. Moreno, do hereby make, constitute and appoint Celestina M. Mohr as my true and lawful agent to exercise the powers as set forth below. ARTICLE I FINANCIAL POWERS I hereby authorize my Agent to exercise or perform any act, power, duty, right or obligation whatsoever that I now have or may hereafter acquire, relating to any person, matter, trans- action or property, real or personal, tangible or intangible, now owned or hereafter acquired by me, including without limitation, the following enumerated powers: (1) To manage all of my financial affairs; with power to incur such obligations on my behalf as shall be appropriately incident to the maintenance of my property, to the maintenance of myself and as otherwise may be necessary for my best interests. (2) To borrow money for my account on whatever terms and conditions may be deemed advisable, including the right to borrow money on any insurance policies issued on my life for any purpose and to pledge, assign and deliver the policy or policies as security. (3) To receive and give receipt for all obligations and indebtedness due me, whether now or hereafter accruing and to give releases upon the payment of such. (4) To receive, endorse and deposit all checks, or similar instruments for the immediate payment of money to me, including but not limited to Social Security checks, Medicare checks, Medicaid checks, Department of Agriculture checks, and other checks of the United States Treasury. (5) To maintain a bank account or accounts and to draw checks against the same for the payment of any indebtedness or obligation which I may owe to others. (6) To be added as signator upon whatsoever checking accounts I may now maintain, to check against and expend funds therefrom in furtherance of the powers otherwise herein granted. (7) To enter my safe deposit boxes and to open new safe deposit boxes on my account, and to add to or remove any of the contents of any such safe deposit box and to close out any such safe deposit box.