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200210455 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />1z)r_.✓S S rte— (Seal) <br />DEREK S BROWN - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Witness: <br />1 zLjb <br />11.10 <br />1 - , <br />i ) <br />STEPHANIE <br />A <br />BROWN <br />- Borrower <br />Witness: <br />State of Nebraska <br />County of HALL <br />The foregoing instrument was acknowledged before me this <br />by DEREK S BROWN, STEPHANIE A BROWN /J <br />p <br />GENERAL "o-l'S'ate of tlzbras4e <br />'S^-pYY �iFLIE A MEYER <br />M Comm. Er Dec 12 ON <br />(Seal) <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Signature of Person Taking Acknowle ent <br />r It,-0 Ac to <br />Title <br />Serial Number, if any <br />My commission expires: / d-'a -C4 <br />NEBRASKA— Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS OacN2a8icH sva eoo.cas -r 3. <br />Form 3028 1/01 Page 13 of 13 www.'acmagic.com <br />neacinH i <br />