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<br />PURCHASE MONEY `HA Ott Nd. lJ
<br />State of Nebraska DEED OF TRUST 321- 2224603 703 l\
<br />THIS DEED OF TRUST ( "Sscurty Instrument") is made on September 27th , 2002 \
<br />The trust., is JASON A CAREL AND KARA L. LYTLE , AS HUSBAND AND WIFE \
<br />( "Borrower ").
<br />The trustee is COLUMBUS FEDERAL SAVINGS BANK _1371 26TH AVE COLUMBUS NE 68601
<br />("Trustee ").
<br />The beneficiary is GOmmunlN Morlpatte GOD1panV
<br />which Is organized and existing under the laws of the State of Nebraska and whose address Is
<br />P.O. Box 6577 Lincoln. NE 68506 -0577 ( "Lender ").
<br />Borrower owes Lender the principal sum of
<br />Dollars (U.S. S 108 600.00 ). This debt is evidenced by Borrowers note
<br />dated the same dale as this Security Instrument ( "Note "). which provides for monthly payments, with the full debt, if not paid
<br />earlier, due and payable on October 1, 2032 . This Security Instrument secures to Lender: (a) the repayment
<br />of the debt evidenced by the Note, with Interest, and all renewals, expansions and modifications of the Note; (b) the payment of
<br />all other sums, witn Interest, aWencetl under paragraph 6 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose. Borrower
<br />irrevocably grants and conveys to Trustee, in Dust, with power of sale, the following described property located in
<br />HALL County; Nebraska:
<br />LOT TWENTY EIGHT (28), WOLFE'S SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA.
<br />which has the address of 508 KENNEDY PLACE _ GRAND ISLAND
<br />Street ICA,y,
<br />NE 68803 ( "Property Address ");
<br />ads,.) — Izip code)
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fat.... now or hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All
<br />of the foregoing is referred to in this Security Instrument as the "Property".
<br />BORROWER COVENANTS that Borrower Is lawfully seized of the estate hereby conveyed and has the right to grant and
<br />convey the Property and that the Property is unencumbered, incept for encumbrances of record. Borrower warrants and will
<br />defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited
<br />variations by jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows:
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower Shell pay when due the principal of, and interest
<br />on, the debt evidenced by the Note and late charges due under the Note.
<br />2. Monthly Payment of Taxes, Insurance, and Other Charges. Borrower shell include at each monthly
<br />payment, together with the principal and interest as set forth h the Note and any late charges, a sum for (a) taxes and special
<br />assessments levied or to be levied against the Property, (b) leasehold payments or ground rents on the Property, and (c)
<br />premiums for Insurance requited under Paragraph 4. In any year in which the Lender must pay a mortgage insurance premium to
<br />the Secretary of Housing and Urban Development ( "Secretary"), or in any year in which such premium would have been required
<br />if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a sum for the annual mortgage
<br />Insurance premium to be paid by Lender to the Secretary, Or (ii) a monthly charge Instead of a mortgage Insurance premium it
<br />this Security Instrument is held by the Secretary. In a reasonable amount to be determined by the Secretary. Except for the
<br />monthly charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are called "Escrow
<br />Funds." rase , or s -I -�
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<br />[Space Above This un. for RecmdIS Data] -\
<br />PURCHASE MONEY `HA Ott Nd. lJ
<br />State of Nebraska DEED OF TRUST 321- 2224603 703 l\
<br />THIS DEED OF TRUST ( "Sscurty Instrument") is made on September 27th , 2002 \
<br />The trust., is JASON A CAREL AND KARA L. LYTLE , AS HUSBAND AND WIFE \
<br />( "Borrower ").
<br />The trustee is COLUMBUS FEDERAL SAVINGS BANK _1371 26TH AVE COLUMBUS NE 68601
<br />("Trustee ").
<br />The beneficiary is GOmmunlN Morlpatte GOD1panV
<br />which Is organized and existing under the laws of the State of Nebraska and whose address Is
<br />P.O. Box 6577 Lincoln. NE 68506 -0577 ( "Lender ").
<br />Borrower owes Lender the principal sum of
<br />Dollars (U.S. S 108 600.00 ). This debt is evidenced by Borrowers note
<br />dated the same dale as this Security Instrument ( "Note "). which provides for monthly payments, with the full debt, if not paid
<br />earlier, due and payable on October 1, 2032 . This Security Instrument secures to Lender: (a) the repayment
<br />of the debt evidenced by the Note, with Interest, and all renewals, expansions and modifications of the Note; (b) the payment of
<br />all other sums, witn Interest, aWencetl under paragraph 6 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose. Borrower
<br />irrevocably grants and conveys to Trustee, in Dust, with power of sale, the following described property located in
<br />HALL County; Nebraska:
<br />LOT TWENTY EIGHT (28), WOLFE'S SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA.
<br />which has the address of 508 KENNEDY PLACE _ GRAND ISLAND
<br />Street ICA,y,
<br />NE 68803 ( "Property Address ");
<br />ads,.) — Izip code)
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fat.... now or hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All
<br />of the foregoing is referred to in this Security Instrument as the "Property".
<br />BORROWER COVENANTS that Borrower Is lawfully seized of the estate hereby conveyed and has the right to grant and
<br />convey the Property and that the Property is unencumbered, incept for encumbrances of record. Borrower warrants and will
<br />defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited
<br />variations by jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows:
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower Shell pay when due the principal of, and interest
<br />on, the debt evidenced by the Note and late charges due under the Note.
<br />2. Monthly Payment of Taxes, Insurance, and Other Charges. Borrower shell include at each monthly
<br />payment, together with the principal and interest as set forth h the Note and any late charges, a sum for (a) taxes and special
<br />assessments levied or to be levied against the Property, (b) leasehold payments or ground rents on the Property, and (c)
<br />premiums for Insurance requited under Paragraph 4. In any year in which the Lender must pay a mortgage insurance premium to
<br />the Secretary of Housing and Urban Development ( "Secretary"), or in any year in which such premium would have been required
<br />if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a sum for the annual mortgage
<br />Insurance premium to be paid by Lender to the Secretary, Or (ii) a monthly charge Instead of a mortgage Insurance premium it
<br />this Security Instrument is held by the Secretary. In a reasonable amount to be determined by the Secretary. Except for the
<br />monthly charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are called "Escrow
<br />Funds." rase , or s -I -�
<br />ssa)s.cnnD fzl _ - J
<br />
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