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DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 end 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated September 27, 2002 <br />together with all Riders to this document. <br />(B)`Borrower "is Barbara K. Waters, an Unmarried Person <br />Borrower is the trusior under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P. O. Box 1507 <br />Grand Island, HE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Commercial Federal Bank, a Federal Savings Bank <br />(E) "Note" means the promissory note signed by Borrower and dated September 27, 2002 <br />The Note states that Borrower owes Lender <br />Fifty -Nine Thousand One Hundred Seventy And 00 /100 <br />Dollars (U.S. S 59,170.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2032 <br />(F) "Property" means the property ' that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac l: NIFORNI INSTRUMENT Form 30381/01 <br />Docmnei (Page I efl?pag ) <br />oocuracr vxx rz /ar /zoao <br />M n <br />M <br />no N <br />= <br />~ <br />N tD <br />Ira, <br />n <br />n T <br />ant <br />iy v� <br />ti rn <br />Q <br />O <br />n <br />S <br />O <br />O N <br />� <br />N E <br />I <br />� <br />H <br />3 <br />r V <br />After Recording Return To: <br />200210360 <br />[Space Above This Line For Recording Data ] <br />DEED OF TRUST la Loan `s`s <br />Number: <br />5PT20904 <br />Parcel Number: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 end 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated September 27, 2002 <br />together with all Riders to this document. <br />(B)`Borrower "is Barbara K. Waters, an Unmarried Person <br />Borrower is the trusior under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P. O. Box 1507 <br />Grand Island, HE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Commercial Federal Bank, a Federal Savings Bank <br />(E) "Note" means the promissory note signed by Borrower and dated September 27, 2002 <br />The Note states that Borrower owes Lender <br />Fifty -Nine Thousand One Hundred Seventy And 00 /100 <br />Dollars (U.S. S 59,170.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2032 <br />(F) "Property" means the property ' that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac l: NIFORNI INSTRUMENT Form 30381/01 <br />Docmnei (Page I efl?pag ) <br />oocuracr vxx rz /ar /zoao <br />