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MOUNTAIN WEST FINANCIAL, INC. 200210331 <br />1902 ORANGE TREE LANE #140 <br />REDLANDS, 92374 <br />[Space Above This Line For Recording Data] <br />TORRES <br />DEED OF TRUST nAacEI loos: 600057654 <br />MIN: 100154600052080396 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEVIBER 19, 2002 <br />together with all Riders to this document. <br />(B)`Borrower"is JORGE CRANIA TORRES AND MARIA GUTIERREZ, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MOUNTAIN WEST FINANCIAL, INC. <br />Lender is CORPORATION organized and existing under the <br />laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE <br />LANE #140 REDLANDS, CA 92374 <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MFRS. <br />(F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 19, 2002 <br />The Note states that Borrower owes Lender <br />FIFTY -FIVE THOUSAND ONE HUNDRED AND 00 /100 <br />Dollars (U.S. S 55,100.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2017 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA Sing], Fa mil, — Fannie Mae/FrMdie Mae UNIFORM INSTRUMENT Form 3028//01 <br />nocuv+si (P,, I ,/ 12 v,,) <br />uoc" ,.— a,r... o <br />C <br />m t <br />=3 <br />MOUNTAIN WEST FINANCIAL, INC. 200210331 <br />1902 ORANGE TREE LANE #140 <br />REDLANDS, 92374 <br />[Space Above This Line For Recording Data] <br />TORRES <br />DEED OF TRUST nAacEI loos: 600057654 <br />MIN: 100154600052080396 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEVIBER 19, 2002 <br />together with all Riders to this document. <br />(B)`Borrower"is JORGE CRANIA TORRES AND MARIA GUTIERREZ, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MOUNTAIN WEST FINANCIAL, INC. <br />Lender is CORPORATION organized and existing under the <br />laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE <br />LANE #140 REDLANDS, CA 92374 <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MFRS. <br />(F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 19, 2002 <br />The Note states that Borrower owes Lender <br />FIFTY -FIVE THOUSAND ONE HUNDRED AND 00 /100 <br />Dollars (U.S. S 55,100.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2017 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA Sing], Fa mil, — Fannie Mae/FrMdie Mae UNIFORM INSTRUMENT Form 3028//01 <br />nocuv+si (P,, I ,/ 12 v,,) <br />uoc" ,.— a,r... o <br />