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M D <br />n m crn <br />C ( ") <br />t1 C7 z <br />M U) <br />i n <br />Return To: <br />WELLS FARGO HOME MORTGAGE, INC. <br />3601 MINNESOTA DR. SUITE 200 <br />BLOOMINGTON, MN 55435 <br />Prepared By: <br />WELLS FARGO HOME MORTGAGE, INC. <br />1919 DOUGLAS„ OMAHA, NE 681010000 <br />[Space Above This Line For Recording Dal <br />DEED OF TRUST <br />DEFINITIONS <br />1 (_ <br />�1 <br />ry <br />U7 <br />J —n <br />1> <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 20, 2002 <br />together with all Riders to this document. <br />(B) 'Borrower" is LYLE R KARSTEN AND JUDITH K KARSTEN, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />0011778339 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />(M 6(NE) 10005) <br />Page 1 of 15 Initials <br />VMP MORTGAGE FORMS - 18001521 -7291 <br />Form 3028 1/01 <br />C t�s:e <br />r) ;3 <br />CJ �� <br />