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200210235 LOA14: 7884128041 PLANNED UNIT DEVELOPMENT RIDER THIS PLANNED UNIT DEVELOPMENT RIDER is made this 19TH day of SEPTEMBER 2002 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the same date, given by the undersigned (the "Borrower ") to secure Borrower's Now to O.S. BANK N.A. (the "Lender ") of the same date and covering the Property described in the Security Instrument and located at 9 VIA COMO, GRAND ISLAND, NEBRASKA 68803 [Property Addresel The Property includes, but is not limited to, a parcel of land unproved with a dwelling, together with other such parcels and certain common areas and facilities, as described in (the "Declaration') The Property is a part of a planned unit development known as CONTINENTAL GARDENS [Name of Planned Unit Develapmentl (the "PUD "). The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association ") and the uses, benefits and proceeds of Borrower's interest. PUD COVENANTS. In addition to the covenants and agreements made in the Security Iastmment, Borrower and lender further covenant and agree as follows: A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD'. Constituent Documents- The "Constituent Documents" are the (if Declaration; (ii) articles of incorporation, trust instrument or any equivalent document which creates the Owners Association; and (iii) any by -laws or other rules or regulations of the Owners Association. Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Dtwuments- MULTISTATE PUD RIDER - Single Family - Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Page 1 of 3 Inilials' -7R (0008) __ VMP MORTGAGE FORMS- (800)521 -]291 orm3150t"