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200210210 <br />t (P) Notice of Changer <br />The Note Holder will deliver or mail to me a notice of any changes in my interest rate and the amount <br />of my monthly payment before the effective date of any change. The notice will include information <br />required by law to be given to me and also the title and telephone number of a person who will answer any <br />question I may have regarding the notice. <br />B, TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWF,R <br />Section 18 of the Security Instrument is amended to read as follows: <br />Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section <br />18, "Interest in the Property" means any legal or beneficial interest in the Properly, including, <br />but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, <br />installment sales contract or escrow agreement, the intent of which is the transfer of title by <br />Borrower at a future dale to a purchaser. <br />If all or any pan of the Property or any Interest in the Property is sold or transferred (or if <br />Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) <br />without Lender's prior written consent, Lender may require immediate payment in full of all <br />sums secured by this Security Instrument. However, this option shall not be exercised by Lender <br />if such exercise is prohibited by Applicable Law. Lender also shall not exercise this option if: <br />(a) Borrower causes to be submitted to Lender information required by Lender to evaluate the <br />intended transferee as if a new loan were being made to the transferee; and (b) Lender <br />reasonably determines that Lender's security will not be impaired by the loan assumption and <br />that the risk of a breach of any covenant or agreement in this Security Instrument is acceptable to <br />Lender. <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a <br />condition to Lender's consent to the loan assumption. Lender may also require the transferee to <br />sign an assumption agreement that is acceptable to Lender and that obligates the transferee to <br />keep all the promises and agreements made in the Note and in this Security Instrument. <br />Borrower will continue to be obligated under the Note and this Security Instrument, unless <br />Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from <br />the date the notice is given in accordance with Section 15 within which Borrower must pay all <br />sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period, Leader may invoke any remedies permitted by this Security instrument <br />without further notice or demand on Borrower. <br />0110181455 <br />nag: <br />Form 3t 11 1/01 <br />.822a 100081 Page 3 of 4 G- <br />