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2002102!0 0110181455 PLANNED UNIT DEVELOPMENT RIDER THIS PLANNED UNIT DEVELOPMENT RIDER is made this 23rd day of September , 2002 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security Instrument ") of the same date,given by the undersigned (the "Borrower ") to secure Borrower's Note to TierOne Bank (the "Gander ") of the same date and covering the Property described in the Security Instrument and located at: 931 S CLARK ST GRAND ISLAND, NE 68803 [Property Addn,d The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described inpROTECTIVE COVENANTS AND RESTRICTIONS PILED FEB. 26, 1943, BOOK U,PAGH 180 (the "Declaration "). The Property is a pan of a planned unit development known as BETTER HONES SUBDIVISION [Name of Planned Unit Developmenq (the "PUD "). The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association ") and the uses,benefits and proceeds of Borrower's interest. PUB COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's Constituent Documents. The "Constituent Documents" are the: (i) Declaration; (it) articles of incorporation, trust instrument or any equivalent document which creates the Owners Association; and (iii) any by -laws or other rules or regulations of the Owners Association. Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. MULTISTATE PUD RIDER - Single Family - Fannie MaelFreddle Mac UNIFORM INSTRUMENT Form 3160 9190 Page 1 of 3 Initials: //. ® 7U (9]051.01 VMP MORTGAGE FORMS - (9001521 -]291