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200210201 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- 13..owor <br />(Seal) <br />$.mower <br />(Seal) <br />Borrower <br />r 1 A'L' (Seal) <br />CRAIG D ME r,Y - Borrower <br />(VI <br />LZzleV ( <br />(Seal) <br />DEBRA <br />L MALY <br />�BOrrowu <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(-81NE1 mooai.or v, 1,1.1 1s Form 3028 1/01 <br />O <br />