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200210173 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />�eal) <br />SHIRLEY J GAN -Boom <br />(Seal) <br />EE RO - Bo H A MENArrower <br />_ (Seal) (Seal) <br />- Anrrnwer - Borrow,, <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Rorrower - Borrower <br />(m 6(NE) moos a,oa 14 m i s Form 3028 1/01 <br />