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VI MOUNTAIN WEST FINANCIAL, INC 1902 ORANGE TREE LANE #140 200210155 REDLANDS, 92374 [Spare Above This Line For Recording Datai eapAn DEED OF TRUST PAPCErL NOME, 400029286 pIN: 100154600052080467 DEF1N1']'IONS Words used in multiple sections of this document are defined hclow and tither words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) `Security Instrument!' means this document, which is dated SEPTEMBER 21, 2002 together with all Riders In this document. (B)`Borrower"is RALPH MEAD AND GLADYS MEAD HUSBAND AND WIFE. Borrower is the trust... under this Security Instrument. (C) "Lender" is MOUNTAIN WEST FINANCIAL, INC. Lender is CORPORATION organized and existing under the laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE LANE #140 REDLANDS, CA 92374 (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "MERS" is Mortgage Electronic Registration Systems. Inc MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS- (F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 21, 2002 The Note states that Borrower owes Lender SEVENTY -THREE THOUSAND SEVENTY -TWO AND 00 /100 Dollars (D.S. $ 73, 072.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2032 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property," (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mw9Freddie Mar 1tFMF0Rk1 INSTRFIb1F.NT Form 30281/01 r .snei (Page l t 12pngea) T = D M r) N S a t3 4n m l_.'_. cn N CD G N � MOUNTAIN WEST FINANCIAL, INC 1902 ORANGE TREE LANE #140 200210155 REDLANDS, 92374 [Spare Above This Line For Recording Datai eapAn DEED OF TRUST PAPCErL NOME, 400029286 pIN: 100154600052080467 DEF1N1']'IONS Words used in multiple sections of this document are defined hclow and tither words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) `Security Instrument!' means this document, which is dated SEPTEMBER 21, 2002 together with all Riders In this document. (B)`Borrower"is RALPH MEAD AND GLADYS MEAD HUSBAND AND WIFE. Borrower is the trust... under this Security Instrument. (C) "Lender" is MOUNTAIN WEST FINANCIAL, INC. Lender is CORPORATION organized and existing under the laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE LANE #140 REDLANDS, CA 92374 (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "MERS" is Mortgage Electronic Registration Systems. Inc MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS- (F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 21, 2002 The Note states that Borrower owes Lender SEVENTY -THREE THOUSAND SEVENTY -TWO AND 00 /100 Dollars (D.S. $ 73, 072.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2032 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property," (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mw9Freddie Mar 1tFMF0Rk1 INSTRFIb1F.NT Form 30281/01 r .snei (Page l t 12pngea)