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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) `Security Instrument" means this document, which is dated SEPTEMBER 23, 2002 together with all Riders to this document. FIB "Borrower" is SALPH MEAD AND GLADYS MEAD, HUSBAND AND WIFE Borrower is the trustor under this Security Instrument. (C) "Lender"is MOUNTAIN WEST FINANCIAL, INC. Lender is a CORPORATION organized and existing under the laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE LANE #140 REDLANDS, CA 92374 (D) "Trustee "is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MFRS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 23, 2002 The Note states that Borrower owes Lender SEVENTY -THREE THOUSAND SEVEN HUNDRED SIXTY -SEVEN AND 00 /100 Dollars (U.S. $ 73,767.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2032 (G) "Property" means the property that is described below under the heading `Transfer of Rights in the Property." (H) "Load' means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA - Single Family —Fanni a MeaFreddie Mae UNIFORM INSTRUMENT F'nrm 30211/0/ oaurcw� (Page I o/'12 page.,) =^t n n z x m M n = lr] _' 20021015/ MOUNTAIN WEST FINANCIAL, INC. 1902 ORANGE TREE LANE #140 REDLANDS, 92374 7� [Space Above This Line For Recording Data] cow DEED OF TRUST Lo" asiaeo27 . I Mae NON: a000z szie MIN: 10a1566000530606]9 MIN DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) `Security Instrument" means this document, which is dated SEPTEMBER 23, 2002 together with all Riders to this document. FIB "Borrower" is SALPH MEAD AND GLADYS MEAD, HUSBAND AND WIFE Borrower is the trustor under this Security Instrument. (C) "Lender"is MOUNTAIN WEST FINANCIAL, INC. Lender is a CORPORATION organized and existing under the laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE LANE #140 REDLANDS, CA 92374 (D) "Trustee "is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MFRS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 23, 2002 The Note states that Borrower owes Lender SEVENTY -THREE THOUSAND SEVEN HUNDRED SIXTY -SEVEN AND 00 /100 Dollars (U.S. $ 73,767.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2032 (G) "Property" means the property that is described below under the heading `Transfer of Rights in the Property." (H) "Load' means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA - Single Family —Fanni a MeaFreddie Mae UNIFORM INSTRUMENT F'nrm 30211/0/ oaurcw� (Page I o/'12 page.,)