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200210156 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />_ (Seal) <br />Borrower <br />Y/ --o-r—A � P (Seal) <br />6LBBIE L FRYHLING �a,rrower <br />(Seal) <br />- Barruwcr <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Barr— <br />229216 <br />CkSMEI (0005) ".14 on5 form 3020 1101 <br />