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200210146 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />Bnrrnwer <br />(Seal) <br />Borrower <br />/ a � ° � <br />/ (Seal) <br />NARK A FOELL - Bnrrnwer <br />E, <br />1 �r <br />(Seal) <br />SUE <br />E SHIERS <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />®61NE1 woosi Ng, 14 f rs Form 3028 1101 <br />