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200210144
<br />IC) "Lender "is WELLS FARGO HOME MORTGAGE, INC.
<br />Lender is a CORPORATION
<br />organized and exismia under the laws of THE STATE OF CALIFORNIA
<br />Lender's address is P.O. BOX 5137, DES MOINES, 1A 503065137
<br />Lender is the bencliciary under this Security Instrument.
<br />(D) "Trustre"is JOHN S. RATELMAN, ESQ.
<br />10855 WEST DODGE RD, SUITE 240, OMAHA, NE 68145
<br />(E) "Note' means the protniason now signed by Borrower;md dated SEPTEMBER 23, 2002
<br />The Note titates that Borrower owes Lender SIXTY ONE THOUSAND AND 00/100
<br />Dollars
<br />(U.S. $ x- a -61, site. 00 I plus interest. Burrower has promised to pay this debt in regular Periodic
<br />Payments turd to pay the debt in tilt not later than OCTOBER 01, 2017
<br />(F) "Property" urea,,, the prnp,rm that is described below under the heading ' "transfer of Rights in the
<br />Property_"
<br />(G) "Loan" means the debt evidenced by the Noe, plus iwcrusi, any prepayment charges and late charges
<br />duo undo, the Note, and all sums due under this Security fi, rumens, plus interest.
<br />(11) "Riders" means ;ill Riders to this Security Insnrument that are executed by Borrower. The following
<br />Riders are to be cw,a cd by Borrnscer chock box as applicable):
<br />Adju,lable Ida,, Ridcr Condominium Rider 1 —1 Second Home Rider
<br />Balloon Rider Planned Unit Development Rider 0 I-4 Family Rider
<br />VA Rider �� lan cekly Payment Ridcr E:1 Other(s) [specify]
<br />(H "Applicable fa," means all controlling applicable federal, state and local statutes, regulations,
<br />online ees and adintroaransc rules and orders What have the effect of law) as well as all applicable final,
<br />non-appcaiahlej ud"ial opinions.
<br />(.q "Community A,,s ,,iation Duce, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed uu Bommer or the Property by a condominium association, homeowners
<br />associatou of similar organinaiou.
<br />(K) "Electronic Inods Transfer" means any transfer of funds, other than a transaction originated by
<br />check, drab, or sinular pap,:, iImi totem, whalt is initiated through an electronic terminal, telephonic
<br />instrumcnL computer, or nagncuc tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit all account. Such term includes, but is not limited to, pointof- -sale transfers, automated teller
<br />machine transaction,_ tnusdcts initiated by telephone, wire transters, and automated clearinghouse
<br />transfers.
<br />(L) "Escrutr Rents" means those ucros that are described in Section 3.
<br />(NI) '4Fliscellarleoos P10eeed5 means any compensation, setdement, award of damages, or proceeds paid
<br />by any third pare' (oihcr thou ituutance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to. or dcstruCUOT! of. the P¢tpnly; (ii) condemnation or other taking of all or any part of the
<br />Property, (iii) con vcpait" in lieu of condemnation; or (is t misrepresentations of, or omissions as to, the
<br />value and /o, cane i i ion o f the It operty .
<br />(N) Alortguge Insurance" ntc:ms iosuraure protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />-61ME) 000br r,�wzmis � �" Form3028 1101
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