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20021011?
<br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC.
<br />Lender is a CORPORATION
<br />organized and existing under the laws of THE STATE OF CALIFORNIA
<br />Lender's address i5 P.O. BOX 5137, DES MOINES, IA 503065137
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is JOHN S. XATELMAN, ESQ.
<br />10855 WEST DODGE RD, SUITE 240, OMAHA, WE 68145
<br />(F.) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 16, 2002
<br />The Note states that Borrower owes Lender FORTY ONE THOUSAND AND 00 /100
<br />Dollars
<br />(p.$, S +• • • +41, 000. 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than OCTOBER 01, 2017
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all .sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower ]check box as applicable]:
<br />U Adjustable Rate Rider E::] Condominium Rider El Second Home Rider
<br />0 Balloon Rider n Planned Unit Development Rider 1 -4 Family Rider
<br />VA Rider 1=1 Biweekly Payment Rider filberts) [specify]
<br />(1) "Applicable Law" means all controlling applicable federal, stale and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initialed through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point of sale transfers, automated teller
<br />machine transactions, transfers initiated by lelephonc, wire transfers, mud automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" meets any compensation, settlement, award of damages, or proceeds paid
<br />by any third patty (other run insurance proceeds paid under the coverages described in Section 5) foe U)
<br />damage in, or destruction of, the Property; (ii) condemnation or other taking of all nr any part of the
<br />Property; (iii) conveyance in lieu of condenmation; or (iv) misrepresentations of, or omissions as to, the
<br />value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the fear.
<br />®
<br />-6(NE) moozi P, ° "' 1 s L F F F.,. 3028 1101
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