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DEED OF TRUST
<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated .................. ......Q.9,]Q'2Q,0,;!........... _.......___., together
<br />with all Riders to this document.
<br />(B) "Borrower" is Gerald Feddingagd,Jaagt, Aedding, Hagband and Wife,,. _.._ ......... ...................... .
<br />.......................................................................................................................... ...............................
<br />Borrower is the truster under this Security Instrument.
<br />(C) "Lender" is Heritage Bank . .. ............................... ................ .._................ ..
<br />Leader is a. GA@ pf AftQ0 ..... ...... ....... ....._....__............_........ _ .............._...._.......... organized and existing under
<br />the laws of .I11ex. fate. af. NQ14ROA ......... ............................... . Lender's address is .. 13.. d3. N9RhW ,ebkRead,P.,0,.0.an.5.13. @¢
<br />Bron ]sland,NE. 68802 ...... ..... ......... ._...... .. _.......
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Central National Bank .............................................. ........................... ._......... ... ...... .._......
<br />..
<br />(E) "Note" means the promissory note signed by Borrower sad doled 9¢ 8: 16; 2. Q92 .................. ............................... The
<br />Note states that Borrower owes Lender fIfSVIbAUSBRd.BRd nOf 19Q..._ .................................................. _..._._............
<br />.... ............ .... ................. _ .... ...... Dollars (U.S. $ 50,000,00.,,,,,,,.,,,,,.,,.,,.) plus interest Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .... .. ....... .......)Q'.Q)r20.]Z _........_._...
<br />.........._ ..............._..._._....._._.......................................................................... ...............................
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower, The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Olhef(s) [specify] ._....__._.__....
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, stale and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealable judicial opinions.
<br />(.I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organisation.
<br />(I) "Electronic Funds Transfer" means any transt'er of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit in crcdiL an account. Such term includes, but is not limited to,
<br />poin4of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means these items that are described to Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) foe (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (ii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Leader against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ti) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" mcxns the Real Estate Settlement Procedures Act (12 U.S.C. §2601 or seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time t1 time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RF.SPA.
<br />(Q) "Successor in Interest of Borrower" means any patty that has taken title to the Properly, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3028 1101
<br />NEBRASKA— Single Family— Fannie MaelFreddis Mac UNIFORM INSTRUMENT IIIIIIIIVIIIIIIIIIIIIIIIIIII
<br />Bankar¢Sy¢bm¢.Inc., St Qwy MN Form Mn -1NE a /t) /3000 /�
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<br />DEED OF TRUST
<br />DEFINITIONS
<br />.ell
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<br />J
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated .................. ......Q.9,]Q'2Q,0,;!........... _.......___., together
<br />with all Riders to this document.
<br />(B) "Borrower" is Gerald Feddingagd,Jaagt, Aedding, Hagband and Wife,,. _.._ ......... ...................... .
<br />.......................................................................................................................... ...............................
<br />Borrower is the truster under this Security Instrument.
<br />(C) "Lender" is Heritage Bank . .. ............................... ................ .._................ ..
<br />Leader is a. GA@ pf AftQ0 ..... ...... ....... ....._....__............_........ _ .............._...._.......... organized and existing under
<br />the laws of .I11ex. fate. af. NQ14ROA ......... ............................... . Lender's address is .. 13.. d3. N9RhW ,ebkRead,P.,0,.0.an.5.13. @¢
<br />Bron ]sland,NE. 68802 ...... ..... ......... ._...... .. _.......
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Central National Bank .............................................. ........................... ._......... ... ...... .._......
<br />..
<br />(E) "Note" means the promissory note signed by Borrower sad doled 9¢ 8: 16; 2. Q92 .................. ............................... The
<br />Note states that Borrower owes Lender fIfSVIbAUSBRd.BRd nOf 19Q..._ .................................................. _..._._............
<br />.... ............ .... ................. _ .... ...... Dollars (U.S. $ 50,000,00.,,,,,,,.,,,,,.,,.,,.) plus interest Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .... .. ....... .......)Q'.Q)r20.]Z _........_._...
<br />.........._ ..............._..._._....._._.......................................................................... ...............................
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower, The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Olhef(s) [specify] ._....__._.__....
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, stale and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealable judicial opinions.
<br />(.I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organisation.
<br />(I) "Electronic Funds Transfer" means any transt'er of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit in crcdiL an account. Such term includes, but is not limited to,
<br />poin4of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means these items that are described to Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) foe (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (ii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Leader against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ti) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" mcxns the Real Estate Settlement Procedures Act (12 U.S.C. §2601 or seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time t1 time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RF.SPA.
<br />(Q) "Successor in Interest of Borrower" means any patty that has taken title to the Properly, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3028 1101
<br />NEBRASKA— Single Family— Fannie MaelFreddis Mac UNIFORM INSTRUMENT IIIIIIIIVIIIIIIIIIIIIIIIIIII
<br />Bankar¢Sy¢bm¢.Inc., St Qwy MN Form Mn -1NE a /t) /3000 /�
<br />tar 111.1 (rose 1 hvvsu) �l J B 2 A 0
<br />
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