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200210090 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terrns and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />�1 (Seal) <br />JOSEPH LUETKENHAUS - Borrower <br />•� (Seal) <br />HONDA LS - Borrower <br />_ (Seal) (Seal) <br />- BOmower - Borrower <br />_ (Seal) <br />- Borrower - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Bortower <br />229225 <br />DINE) aow ror91a or 15 Form 3020 1101 <br />R <br />