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MOUNTAIN WEST FINANCIAL, INC. <br />200210079 <br />1902 ORANGE TREE LANE $140 <br />REDLANDS, 92374 <br />[Space Above This Line For Recording Data] <br />Joan 8ON J <br />DEED OF TRUST PAARRCCELL NNMER 400383349 <br />MIN: 100154600052000399 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated SEPTEMBER 16, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is ROBERT J. JOHNSON AND TAMARA M. JOHNSON, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MOUNTAIN WEST FINANCIAL, INC. <br />Lender is a CORPORATION organized and existing under the <br />laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE <br />LANE #140 REDLANDS, CA 92374 <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, ml. (888) 679 -MERS. <br />(F) "Note" means the promissory now signed by Borrower and dated SEPTEMBER 16, 2002 <br />The Note states that Borrower owes Lender <br />ONE HUNDRED SIXTY -SEVEN THOUSAND SIX HUNDRED AND 00 /100 <br />Dollars (U.S. $ 167,600.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2017 <br />(G) "Property" means the property that is described below under the heading `"transfer of Rights in the Property." <br />(H) "Load' means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA - Single Family Fannie Mae/Freldie Mac UNIFORM INSTRUMENT Form 3028//11 <br />reCmcau (Pagel of 12 Pages) <br />n <br />r-n <br />In <br />= <br />o 61 <br />o <br />T <br />V <br />O <br />1 <br />n <br />n <br />Z <br />x <br />= <br />c> <br />4! V4 <br />rJ <br />W <br />N <br />3 <br />r <br />rx <br />V <br />`�• <br />—a <br />CC, <br />R <br />N <br />MOUNTAIN WEST FINANCIAL, INC. <br />200210079 <br />1902 ORANGE TREE LANE $140 <br />REDLANDS, 92374 <br />[Space Above This Line For Recording Data] <br />Joan 8ON J <br />DEED OF TRUST PAARRCCELL NNMER 400383349 <br />MIN: 100154600052000399 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated SEPTEMBER 16, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is ROBERT J. JOHNSON AND TAMARA M. JOHNSON, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MOUNTAIN WEST FINANCIAL, INC. <br />Lender is a CORPORATION organized and existing under the <br />laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE <br />LANE #140 REDLANDS, CA 92374 <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, ml. (888) 679 -MERS. <br />(F) "Note" means the promissory now signed by Borrower and dated SEPTEMBER 16, 2002 <br />The Note states that Borrower owes Lender <br />ONE HUNDRED SIXTY -SEVEN THOUSAND SIX HUNDRED AND 00 /100 <br />Dollars (U.S. $ 167,600.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2017 <br />(G) "Property" means the property that is described below under the heading `"transfer of Rights in the Property." <br />(H) "Load' means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA - Single Family Fannie Mae/Freldie Mac UNIFORM INSTRUMENT Form 3028//11 <br />reCmcau (Pagel of 12 Pages) <br />