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200210074 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />Borrower <br />(Seal) <br />OSEPH E LILLEY C/ - Borrower <br />(seat) <br />BETH A LILLEY - Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Mki Maas ai Fao= is m r s Form 3028 1101 <br />F o <br />