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DEED OF TRUST DEFINITIONS Wards used in multiple sections Of this document are defined below and other words are earned in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security, instrument" means this document, which is dated September 16th 2002 _ together with all Riders to this document (B) "Borrower" is Bradley C. Ballinger and Rita M Sallinaer , Husband and Wife Borrower is the trustar under this Security Instrument. (C) "Lender" is City National Bank and Trust Co. Lender is a Corporation organized and existing under the laws of the United-States of_Arll_eric_a_. Lender's address is 800 West Third Hastings No 68901 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is _ TierOne Bank 1235 N Street Lincoln No 68508 (E) "Note" means the promissory note signed by Bonower and dated September 16th 2002 The Note slates that Borrower owes Lender One Hundred Thousand and 00/100 Dollars (U.S. S 100 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2017 (F) 'Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus Interest, any prepayment charges and late charges due under the Note, and all some due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The fallowing Riders are to be executed by Borrower [chock bex as applicable]. El Adjustable Rate Rider ❑ Condominium Rider Balloon Rider ❑ Planned Unit Development Rider ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider Second Home Rider El Others) [specify] _ (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect Of law) as well as all applicable final, non appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees; assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. NEBRASKA - SIn9u: F.,::rey- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 I ge u,9::::f Fisses_Une !111001 729 '-+ K ° Cm y o cros n 2 eO on 2w— L's L [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Wards used in multiple sections Of this document are defined below and other words are earned in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security, instrument" means this document, which is dated September 16th 2002 _ together with all Riders to this document (B) "Borrower" is Bradley C. Ballinger and Rita M Sallinaer , Husband and Wife Borrower is the trustar under this Security Instrument. (C) "Lender" is City National Bank and Trust Co. Lender is a Corporation organized and existing under the laws of the United-States of_Arll_eric_a_. Lender's address is 800 West Third Hastings No 68901 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is _ TierOne Bank 1235 N Street Lincoln No 68508 (E) "Note" means the promissory note signed by Bonower and dated September 16th 2002 The Note slates that Borrower owes Lender One Hundred Thousand and 00/100 Dollars (U.S. S 100 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2017 (F) 'Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus Interest, any prepayment charges and late charges due under the Note, and all some due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The fallowing Riders are to be executed by Borrower [chock bex as applicable]. El Adjustable Rate Rider ❑ Condominium Rider Balloon Rider ❑ Planned Unit Development Rider ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider Second Home Rider El Others) [specify] _ (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect Of law) as well as all applicable final, non appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees; assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. NEBRASKA - SIn9u: F.,::rey- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 I ge u,9::::f Fisses_Une !111001 729