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<br />State at Nebraska Spare Above This Line For
<br />Recording
<br />Data
<br />e
<br />804540
<br />DEED OF TRUST
<br />(With Future Advance Clause)
<br />CT
<br />Construction Security Agreement
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is Sep 16,
<br />2002
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />TRUSTOR: DARREL W HARDERS and PAMELA F HARDERS, HUSBAND AND WIFE,
<br />10676 W 13TH ST
<br />WOOD RIVER, NE 68883
<br />Q If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTRF,:
<br />Earl D Ahlschwede. Attorney
<br />NE
<br />BENEFICIARY:
<br />Equitable Federal Savings Bank of Grand Island
<br />113 -115 N. Locust Street Grand Island. NE 68801 -6003
<br />Organized and Existing Under the Laws of The State of Nebraska
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trusows performance under this Security Instrument, Truster irrevocably
<br />grants, conveys and sells to Trustce, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />LOT TWO (2), HARDERS SUBDIVISION, IN HALL COUNTY, NEBRASKA.
<br />The property is located in Hall at 10676 W 13TH ST
<br />(County) _ _ _
<br />WOOD RIVER , Nebraska ....68883
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fis ees, and replacements that may
<br />now, or at any time in the forme, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMFP. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceal S 20, 070.50 . This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Burreficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FFITIIRE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guartar or other evidence of debt described
<br />below and all their ..tensions, renewals, modifications or substitutions. (When referencing the debts below it is
<br />suggested that you include items such as horrowers' names, note amounts, interest rates. maturity dates, etc.)
<br />A Promissory Note dated 09/16/2002
<br />NEBRASKA - DEEDOFTRDST(N01 r01rrNMA. FHLMC. FHAORvAUSE) � (pmp�I pf,4)
<br />(D 1994 Bm4eu SVsiems, Inc., SL CfRud MN isu)997 -2341) Form RFNI -NE Op]ry]
<br />(a CUISINE sU8).02 VMr MORTGAGE FORMS- (000)5]1 -7291
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