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DEFINITIONS <br />Words used m multiple sections of this document are defined below and other words are defined in Sections 3, 11,13, 18,20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 18th 2002 ,urgedierwith <br />all Riders to this document. <br />(B) " Borrower" is Stephen C. Shoemaker and Zelda D. Shoemaker, as husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is United Nebraska Bank . lender <br />is aCorporation organized and existing underthe laws of the State of Nebraska__ <br />Lender's address is 700 North Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security instrument. <br />(D) "Trustee" xUnitcd Nebraska Bank 700 North Webb Road Grand Island, NF. 68803 <br />(E) "Note" means the promissory note signed by Borrower and dated September 18th 2002 The Note <br />states dint Borrower owes Lender Ninety Thousand and 00 /100 <br />—. Dollars (U.S.$90,00000 )plusinterest. Bomowerhaslatimsed <br />to pay this debt in regular Periodic Payments and to pay the debt in fall not later than October 1 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all suns due under this Security Instrument, plus interest. <br />(H) "Riders" muses all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]. <br />❑ <br />Adjustable Rate Rider <br />❑ <br />m n\ <br />2 <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />[J <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />= <br />Z <br />S <br />D <br />anc <br />cr to <br />O <br />.+ <br />m <br />N <br />O <br />yp <br />H� <br />CJ T <br />r/) <br />�Cn6 <br />13 <br />r <br />t <br />ca <br />rr' <br />co <br />m <br />`` <br />c� <br />Co <br />Co <br />• <br />200209973 <br />[Space <br />Above This Line For Recording Data] <br />DEED OF TRUST <br />y�'od <br />DEFINITIONS <br />Words used m multiple sections of this document are defined below and other words are defined in Sections 3, 11,13, 18,20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 18th 2002 ,urgedierwith <br />all Riders to this document. <br />(B) " Borrower" is Stephen C. Shoemaker and Zelda D. Shoemaker, as husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is United Nebraska Bank . lender <br />is aCorporation organized and existing underthe laws of the State of Nebraska__ <br />Lender's address is 700 North Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security instrument. <br />(D) "Trustee" xUnitcd Nebraska Bank 700 North Webb Road Grand Island, NF. 68803 <br />(E) "Note" means the promissory note signed by Borrower and dated September 18th 2002 The Note <br />states dint Borrower owes Lender Ninety Thousand and 00 /100 <br />—. Dollars (U.S.$90,00000 )plusinterest. Bomowerhaslatimsed <br />to pay this debt in regular Periodic Payments and to pay the debt in fall not later than October 1 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all suns due under this Security Instrument, plus interest. <br />(H) "Riders" muses all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]. <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />[J <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(,) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />2dministradve rules and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions. <br />(i) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of birds, other than a transaction originated by cheek, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape <br />so as to order, instruct, or autwrize a financial institution to debit or credit an account. Such term includes, but is not limited <br />to, point-ot sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and <br />automated clearinghouse transfers. <br />(I.) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Pnweeds" means any compensation, settlement, award of damages, or proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, <br />the Property; (it) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or <br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the I nan. <br />(0) "Periodic Payment" means the regularly scheduledamount due for (i) principal and interest under the Note, plus (it) <br />any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 cL seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation <br />NEBRASKA Singla Family— Fannie Mao /t'reddia May UNIFORM INSTRUMENT Fornl]OSR 1 /01 (pagelof3papea) <br />9754CV(1102) (fnxhv <br />001010omdme) <br />