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THIS DEED OF TRUST ( "Security Instrument ") is made on SEPTEMBER 17, 2002 , among the grantor <br />DANNY ROYCE, A SINGLE MAN <br />( "Borrower'). The trustee is FIRST AMERICAN TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MFRS. <br />MOUNTAIN NEST FINANCIAL, INC. <br />which is organized and existing under the laws of CALIFORNIA , and whose address is <br />1902 ORANGE THEE LANE #140 REDLANDS, 1902 ORANGE TREE LANE #140 92374 <br />( "Lender'). Borrower owes Lender the principal sum of <br />SIXTY -ONE THOUSAND FOUR HUNDRED FOURTEEN AND 00 /100 <br />Dollars (U.S. $ 61, 414.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note'), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />SEPTEMBER 1, 2032 This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrowers covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT EIGHT (8) IN BLOCK FIFTEEN (15) OF WALLICH'S ADDITION TO THE CITY OF GRAND <br />ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 1216 NEST 6TH STREET, GRAND ISLAND [street, City], <br />Nebraska 68801 (tip Creel ( "Property Address'); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property" All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FDA Nebraska Deed of Trust - V91 <br />ouurval Pagel orb <br />.v.. vninooa <br />sa <br />When Recorded Mail To; <br />on <br />I = <br />C m <br />2 <br />MOUNTAIN WEST FINANCIAL, INC. <br />D CZ x= <br />C <br />j <br />n x rn <br />N o <br />OD <br />1903 ORANGE TREE LANE #140 <br />A <br />Uzi <br />jtEDLANDS, 92374 <br />Z -i <br />N <br />4i <br />CID CD +i <br />i <br />c <br />N H <br />cD h <br />N v <br />CJ <br />rD <br />Z <br />�* <br />[Spare Above This Line For Recording Data] <br />200209933 <br />ROYCE <br />CASH NUMBER: <br />05300033 <br />DEED OF TRUST <br />CANE <br />331 -28 021 - 703 <br />100154: <br />RIH: 10015660005]000331 <br />THIS DEED OF TRUST ( "Security Instrument ") is made on SEPTEMBER 17, 2002 , among the grantor <br />DANNY ROYCE, A SINGLE MAN <br />( "Borrower'). The trustee is FIRST AMERICAN TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MFRS. <br />MOUNTAIN NEST FINANCIAL, INC. <br />which is organized and existing under the laws of CALIFORNIA , and whose address is <br />1902 ORANGE THEE LANE #140 REDLANDS, 1902 ORANGE TREE LANE #140 92374 <br />( "Lender'). Borrower owes Lender the principal sum of <br />SIXTY -ONE THOUSAND FOUR HUNDRED FOURTEEN AND 00 /100 <br />Dollars (U.S. $ 61, 414.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note'), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />SEPTEMBER 1, 2032 This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrowers covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT EIGHT (8) IN BLOCK FIFTEEN (15) OF WALLICH'S ADDITION TO THE CITY OF GRAND <br />ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 1216 NEST 6TH STREET, GRAND ISLAND [street, City], <br />Nebraska 68801 (tip Creel ( "Property Address'); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property" All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FDA Nebraska Deed of Trust - V91 <br />ouurval Pagel orb <br />.v.. vninooa <br />