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[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,13,18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrumenf' means this document, which is dated September 13th 2002 , together with <br />all Riders to this document. <br />(B) "Borrower" is Kevin Chilewski and Sonya Chilewski, as husband and wife <br />Borrower is the trustor tinder this Security Instrument. <br />(C) "Lender" is United Nebraska Bank . Lender <br />is a Corporation organized mid existing under the laws of the State of Nebraska <br />I ender's address is 700 North Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security instrument. <br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 <br />(E) "Note" means the promissory now signed by Borrower and dated September 13th 2002 . The Note <br />states that Borrower owes Lend., One Hundred Eiehl Thousand and 00 /100 <br />Dollars(U.S.1108,000,00 )plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />A <br />n <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />1 -4 Family Rider <br />n <br />n <br />7 <br />m <br />n <br />x N <br />_ <br />H <br />200209926 <br />ti <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,13,18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrumenf' means this document, which is dated September 13th 2002 , together with <br />all Riders to this document. <br />(B) "Borrower" is Kevin Chilewski and Sonya Chilewski, as husband and wife <br />Borrower is the trustor tinder this Security Instrument. <br />(C) "Lender" is United Nebraska Bank . Lender <br />is a Corporation organized mid existing under the laws of the State of Nebraska <br />I ender's address is 700 North Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security instrument. <br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 <br />(E) "Note" means the promissory now signed by Borrower and dated September 13th 2002 . The Note <br />states that Borrower owes Lend., One Hundred Eiehl Thousand and 00 /100 <br />Dollars(U.S.1108,000,00 )plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealablejudicial opinions. <br />(d) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments andothercharges thatare <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer, means any transfer of funds, other than a transaction originated by check, draft, or <br />somho paper instrument, which is initiated through an electronic terminal, telephonic insvureent, computer, or magnetic tape <br />so as to order, into net, or authorize a financial institution to debit or credit an account. Such term includes, buds notlimiled <br />lo, point-of- -salt transfers, automated teller machine transactions, transfers initialed by telephone, wire transfers, and <br />automated clearinghouse transfers. <br />(L) "Escrow, Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage ho, or destruction of, <br />the Property; (i i) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or <br />(tv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) `Periodic Paynterlt" mean the regularly scheduled amount due for principal and interest under the Nor, plus (ii) <br />any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.P.A. Part 3500), as they might be amended from time to time, or any additional or successor legislation <br />NEBRASKA Siagle Fanuly— Fannie Mae reddie Mar UMFORMINSTRIWENT Furm3028 1101 n,,,,1 f8 pogeel <br />9753CV(Ise) GI1851 <br />GO 70s)(02 213) <br />