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200209909 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />ap <br />1111y' 3IIS RAFRA <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Bomower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />0110181439 <br />(Q-6(NE) iaaos)m Page 14 or 15 Form 3028 1/01 <br />