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200209882 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />/(/�.�,%�%�[.' �/J��,/J (Seal) <br />-- -- jt�/ <br />ERTM ABBOTT -Borrower <br />(Seal) <br />DEANNALABBO — -- Borrower <br />(Seal) <br />(Seal) <br />(Seal) <br />(Seal) <br />_ - -- - Borrower <br />- - - Borrower <br />(Seal) <br />(Seal) <br />-Borrower <br />- orrower <br />\G- <br />Initials: �—IV V�7 <br />,W(NE) t sl Page 14 of 15 n Form 9028 MI <br />