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DEED OF TRUST r M R: 02 -169 PARCRL RInmRR: DEFINITIONS Words used in multiple sections of this document are defined below and other words me defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) 'Security Instrument" means this document, which is dated SEPTEMBER 12, 2002 together with all Riders to this document. (B) "Borrower" is DOUGLAS H. ZENTNER AND TANA K. ZENTHER, HUSBAND AND WIFE, AS JOINT TENANTS Borrower is the trustor under this Security Instrument. (C) "Lender" is HOME AMERICA MORTGAGE INC. Lender is a MORTGAGE BROKER. organized and existing under the laws of NEBRASKA .Lender's address Is 1660 SOUTH 70 ST. LINCOLN, WE 68506 Lender is the beneficiary under this Security Instrument. (D) "Trustee is FIRST NATIONAL BANK OF OMAHA, 1620 DODGE ST., OMAHA, HE 68102 (E) `Note^ means the promissory note signed by Borrower and dated SEPTEMBER 12, 2002 The Note states that Borrower owes Lender TWO HUNDRED THIRTY —TWO THOUSAND FIVE HUNDRED AND 00 /100 Dollars (U.S. $ 232, 500.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2032 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -Annie McNFreddie Mm UNIFORM MSTRUMENT rowmvi teaser f]2Ma ) wcmxe,.vn a /or /z000 Form 30261/01 1 M n T C 2' <, S y 7_ TD, — m N N It _] r N � 1 a d M After Recording Return To: = N FIRST NATIONAL BANK OF ONARA � e•w a Q 8101 "O" 3T. ' LINCOLN, WE 68510 DEED OF TRUST r M R: 02 -169 PARCRL RInmRR: DEFINITIONS Words used in multiple sections of this document are defined below and other words me defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) 'Security Instrument" means this document, which is dated SEPTEMBER 12, 2002 together with all Riders to this document. (B) "Borrower" is DOUGLAS H. ZENTNER AND TANA K. ZENTHER, HUSBAND AND WIFE, AS JOINT TENANTS Borrower is the trustor under this Security Instrument. (C) "Lender" is HOME AMERICA MORTGAGE INC. Lender is a MORTGAGE BROKER. organized and existing under the laws of NEBRASKA .Lender's address Is 1660 SOUTH 70 ST. LINCOLN, WE 68506 Lender is the beneficiary under this Security Instrument. (D) "Trustee is FIRST NATIONAL BANK OF OMAHA, 1620 DODGE ST., OMAHA, HE 68102 (E) `Note^ means the promissory note signed by Borrower and dated SEPTEMBER 12, 2002 The Note states that Borrower owes Lender TWO HUNDRED THIRTY —TWO THOUSAND FIVE HUNDRED AND 00 /100 Dollars (U.S. $ 232, 500.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2032 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -Annie McNFreddie Mm UNIFORM MSTRUMENT rowmvi teaser f]2Ma ) wcmxe,.vn a /or /z000 Form 30261/01 1 M