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200209842 Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's decd conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred, not to exceed 3.00 % of the principal amount of the note at the time of the declaration of default, and reasonable attorneys' fees as permitted by law; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally untitled to it. 22. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to recorwey the Property and shall surrender this Security Instrument acrd all notes evidencing debt secured by this Security Instrument to 'Trustee. Trustee shall necorwey the Property without warranty and without charge to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. 23, Substitute Trustee. Lender, at its option, pray from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by mr instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 24. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is the Property Address. 25. Riders to this Security instrument. if one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the riders) were a part of this Security Instrument. [Check applicable box(es)] Adjustable Rate Rider Condominium Rider 1:114 Family Rider Graduated Payment Rider Planned Unit Development Rider E] Biweekly Payment Rider Balloon Rider EJ Rate Improvement Rider Q Second Home Rider VA Rider = Other(s) Ispecify] BY SIGNING BELOW, Borrower aceel is and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) cxcnnel by Borrower and recorded with it. Witnesses: _(Sea]) - B ... o- �I J .(Seal) FE'REY J STERN �/� /Tj/J�� - Barrawer �� . .�..'✓"" /\R (Seal) CY[{'r A J STERN - narrower - Borrower STATE OF NEBRASKA, Hall County ss: The foregoing instrument was acknowledged before me this 16th day of September ,2002 , by JEFFREY J STERN, CYNTHIA J STERN Witness my hod and notarial seal at TierOne Bank / Br 14 in said uty, the date aforesaid. My Commission Expires: 6EALNOAY -Slate Of NeU ke Notary Fubla CTAMMY _ M , ®"c RINEI (avi n.oc Page 6ofa Form 3028 51!0